Equipment Financing
Finance the vehicles, machinery, and equipment your business needs — without draining your cash reserves.
- Financing may cover up to 100% of equipment cost
- Terms from 24 to 72 months
- Competitive rates available
- Fast approval on qualifying applications
- New and used equipment eligible
No hard credit pull. No obligation.
What Is Equipment Financing?
Equipment financing is a loan or lease used specifically to purchase business equipment. Unlike unsecured loans, the equipment itself serves as collateral — which typically means better rates, higher approval odds, and less paperwork than conventional financing.
Whether you need commercial vehicles, heavy machinery, medical devices, restaurant equipment, or technology infrastructure, equipment financing lets you acquire what you need today and spread the cost over time — keeping your working capital free for daily operations and growth.
How It Works
Apply Online
Complete our 2-minute application. Tell us what equipment you need and provide basic business details. Additional documentation may be required by the lender.
Get Pre-Approved
A lender reviews your application and equipment details. Decisions may be available quickly, depending on documentation.
Select Your Terms
Choose the financing term and payment schedule that fits your budget — fixed monthly payments from 24 to 72 months.
Equipment Purchased & Funded
Once approved, the lender or financing provider disburses funds to your vendor according to the agreed transaction structure. Financing structures may include equipment loans or leases, depending on the transaction and provider.
Loan Terms at a Glance
Loan Amount
$5,000 – $5,000,000
Interest Rate
Competitive rates available
Loan Term
24 – 72 months
Down Payment
Varies by lender
Time to Funding
24 – 48 hours
Min. Credit Score
Varies by lender
Do You Qualify?
Time in Business
Typically at least 12 months of operating history; requirements vary by lender.
Monthly Revenue
Generally $10,000+ per month in gross revenue; minimums vary by lender.
Equipment as Collateral
The financed equipment typically serves as collateral, which may reduce the need for additional business assets, depending on the lender.
Finance Your Equipment Today
Get your financing options — initial review may be completed without a hard credit inquiry.