Business Line of Credit
Draw what you need, when you need it. Pay interest only on what you use. Re-use as you repay.
- Credit lines from $5,000 to $250,000
- Interest only on amounts drawn
- Revolving — reuse as you repay
- No collateral required
- Approval in 24 hours
No hard credit pull. No obligation.
Maximum Flexibility for Your Business
A business line of credit works like a business credit card — you get access to a pool of funds and draw only what you need, when you need it. You only pay interest on the amount you draw, not the full credit limit.
As you repay, those funds become available again. It’s the ultimate financial safety net for managing cash flow gaps, unexpected expenses, or seizing short-notice opportunities.
Line of Credit vs. Term Loan vs. MCA
Line of Credit
- Draw as needed
- Pay interest only on draws
- Revolving — reusable
- Best for: ongoing cash flow needs
Term Loan
- Lump sum upfront
- Fixed monthly payments
- Single use
- Best for: planned investments
MCA
- Lump sum upfront
- Daily sales-based repayment
- Single advance
- Best for: fast cash, low credit
Line of Credit Terms
Credit Limit
$5,000 – $250,000
Draw Period
12 – 24 months
Interest Rate
From 8% APR
Repayment
Interest-only or principal+interest
Time to Approve
24 hours
Revolving
Yes — reuse as you repay
Perfect For...
Managing Cash Flow Gaps
Bridge the gap between invoices and payroll without stress.
Emergency Expenses
Equipment breaks down, roof leaks — have funds ready instantly.
Seasonal Inventory
Stock up before your peak season without committing to a term loan.