Equipment Financing
Finance the vehicles, machinery, and equipment your business needs — without draining your cash reserves.
- Finance up to 100% of equipment cost
- Terms from 24 to 72 months
- Rates starting at 5.5% APR
- Approval in as little as 48 hours
- New and used equipment eligible
No hard credit pull. No obligation.
What Is Equipment Financing?
Equipment financing is a loan or lease used specifically to purchase business equipment. Unlike unsecured loans, the equipment itself serves as collateral — which typically means better rates, higher approval odds, and less paperwork than conventional financing.
Whether you need commercial vehicles, heavy machinery, medical devices, restaurant equipment, or technology infrastructure, equipment financing lets you acquire what you need today and spread the cost over time — keeping your working capital free for daily operations and growth.
How It Works
Apply Online
Complete our 2-minute application. Tell us what equipment you need and provide basic business details — no paperwork required.
Get Pre-Approved
We review your application and equipment details. Most applicants receive a same-day decision with a clear offer.
Select Your Terms
Choose the financing term and payment schedule that fits your budget — fixed monthly payments from 24 to 72 months.
Equipment Purchased & Funded
Funds are sent directly to your vendor within 24–48 hours of signing. The equipment is yours from day one.
Loan Terms at a Glance
Loan Amount
$5,000 – $5,000,000
Interest Rate
From 5.5% APR
Loan Term
24 – 72 months
Down Payment
0% – 20%
Time to Funding
24 – 48 hours
Min. Credit Score
600+
Do You Qualify?
1+ Year in Business
Your business must have at least 12 months of operating history.
$10K+ Monthly Revenue
Minimum $10,000 per month in gross revenue from any source.
Equipment as Collateral
The financed equipment serves as collateral — no additional business assets required.
Finance Your Equipment Today
Get approved in as little as 48 hours — no impact to your credit score.