Business Term Loans
Fixed monthly payments. Competitive rates. Capital for growth, equipment, expansion, or working capital.
- Borrow $10,000 to $500,000
- Terms from 6 to 60 months
- Competitive rates available
- Weekly or monthly payment options
- Fast approval process; funding timelines vary by lender
No hard credit pull. No obligation.
Straightforward Business Financing
A business term loan gives you a lump sum of capital upfront, which you repay in fixed installments over an agreed term. Unlike an MCA, the payment amount never changes — making budgeting simple and predictable.
Term loans are ideal if you know exactly how much you need and want a predictable repayment structure with a clear payoff date. They may offer a more predictable cost and repayment structure than certain short-term financing options.
What Can You Use It For?
Equipment & Machinery
Finance new or used equipment without depleting cash reserves.
Expansion & Renovation
Open a new location, renovate your space, or upgrade your facility.
Hiring & Payroll
Bring on staff to support growth during peak season or new contracts.
Inventory & Supplies
Stock up on inventory ahead of busy seasons or large orders.
Debt Consolidation
Replace high-cost MCA or credit card debt with lower-rate financing.
Technology & Software
Invest in systems, POS, or IT infrastructure to run more efficiently.
Loan Terms at a Glance
Loan Amount
$10,000 – $500,000
Interest Rate
Competitive rates available
Loan Term
6 – 60 months
Payment Frequency
Weekly or Monthly
Time to Fund
Varies by lender
Min. Credit Score
Varies by lender
Basic Qualifications
Time in Business
Typically at least 12 months of operating history; requirements vary by lender.
Monthly Revenue
Generally $15,000+ per month in gross revenue; minimums vary by lender.
Credit Score
Qualification varies by lender; a range of credit profiles may be considered.
Get Your Business Term Loan Today
Check your options in minutes — initial review may be completed without a hard credit inquiry.