Business Term Loans
Fixed monthly payments. Competitive rates. Capital for growth, equipment, expansion, or working capital.
- Borrow $10,000 to $500,000
- Terms from 6 to 60 months
- Rates starting at 7% APR
- Weekly or monthly payment options
- Fast approval — funds in 24–48 hours
No hard credit pull. No obligation.
Straightforward Business Financing
A business term loan gives you a lump sum of capital upfront, which you repay in fixed installments over an agreed term. Unlike an MCA, the payment amount never changes — making budgeting simple and predictable.
Term loans are ideal if you know exactly how much you need and want the lowest total cost of capital with a clear payoff date.
What Can You Use It For?
Equipment & Machinery
Finance new or used equipment without depleting cash reserves.
Expansion & Renovation
Open a new location, renovate your space, or upgrade your facility.
Hiring & Payroll
Bring on staff to support growth during peak season or new contracts.
Inventory & Supplies
Stock up on inventory ahead of busy seasons or large orders.
Debt Consolidation
Replace high-cost MCA or credit card debt with lower-rate financing.
Technology & Software
Invest in systems, POS, or IT infrastructure to run more efficiently.
Loan Terms at a Glance
Loan Amount
$10,000 – $500,000
Interest Rate
From 7% APR
Loan Term
6 – 60 months
Payment Frequency
Weekly or Monthly
Time to Fund
24 – 48 hours
Min. Credit Score
550+
Basic Qualifications
1+ Year in Business
Your business must have at least 12 months of operating history.
$15K+ Monthly Revenue
Minimum $15,000 per month in gross revenue.
550+ Credit Score
Minimum personal credit score of 550 (higher scores get better rates).
Get Your Business Term Loan Today
Check your rate in 2 minutes — no impact to your credit score.